![]() In addition to cards without fees, think about getting a card with the latest technology. Others are just offering a few cards without foreign fees. Some major card companies have eliminated foreign transaction fees on all of their cards. You can save money on fees by making some calls before you go and knowing which cards to use," says Tom Meyers, editor in chief of, a guide to budget travel in Europe. "Most people have multiple credit cards, and each could have a different fee structure. Foreign transaction fees are a different story. Card companies base their exchange rates on wholesale prices offered to bigger institutions, so you're bound to get a fair rate. While some desks advertise "no-fee" exchanges, they still build in a hefty profit by offering a high rate.īefore your next trip, take a look at the best and worst methods of currency exchange by following Bankrate's "thumbs-up" or "thumbs-down" rating: Currency exchange methodsĬredit cards offer some of the lowest currency exchange rates. ![]() ![]() In lieu of foreign currency exchange desks at airports and major hotels, there are more convenient and cheaper ways to exchange currency, Stallings says. "Many options carry extraordinary hidden fees, and some places are just more difficult to negotiate since they are more cash-based than the typical American is used to," Stallings says. dollar abroad, update your knowledge of currency exchange.Īccording to Douglas Stallings, senior editor for Fodor's Travel, travelers need to be aware of currency exchange options abroad because of costs. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.If you're not careful, currency conversion fees can cost more than you expect. ![]() PrePay Technologies Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN: 900010) for the issuing of electronic money and payment instruments. Sainsbury's Bank Travel Money Card™ is issued by PrePay Technologies Limited pursuant to license by Mastercard International. You need to tell us your Nectar card number at the time of your transaction. Exchange rates may vary depending on whether you buy instore, online or by phone. Excludes travel money card home delivery orders and online reloads. **Nectar members receive better exchange rates on single purchase transactions of all available foreign currencies. A valid telephone number is required for home delivery. All home delivery orders are sent via Royal Mail Special Delivery, unless we advise you otherwise, to your billing address, and a signature will be required upon delivery. The delivery day quoted is dependent on the order day being a working day if one of those days is a public holiday then additional day(s) will be added accordingly. The minimum order for home delivery is £100. Delivery is free on all cash orders £400 or more (£4.99 for orders between £100 and £399.99). Highlands and Islands (including Channel Islands) are not guaranteed next day delivery. Please note that whilst Royal Mail make every effort to delivery on schedule, we cannot guarantee this as it is beyond our control. For next day delivery your order needs to be confirmed before 1.30pm (Mon- Fri). *You can order currency for a secure home delivery by 1pm on the day of your choice by Royal Mail (Mon- Sat).
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